Do you want to obtain real estate financing and also be able to plan your long-term interest outlays in advance?
With a fixed-rate mortgage from VP Bank, you can realize your plans.
A fixed-rate mortgage serves to finance real estate (residential and commercial properties, industrial, commercial, agricultural buildings, as well as vacation homes).
Characteristics
Minimum amount
CHF 100,000
Commission
None
Interest payments
Semiannually
Amortization
Possible in agreed amounts for the given fiscal period
Premature termination / (partial) repayment
Possible in exceptional cases with the approval of the Bank and upon payment of a fee for early termination
Account balancing
Semiannually, at the end of the semester
Advantages
Interest charges remain constant even if going rates increase
The opportunity to benefit over the long term from low current interest rates
Clearly plannable interest expense
Combinable with other VP Bank mortgage products
Individualized combination of max. 3 several fixed-rate mortgages with differing terms to maturity possible.
Limitations
No possibility to benefit from declining interest rates
No possibility to terminate the loan prior to maturity
Maturity of the loan can occur in times of high interest rates, in which case it will be more expensive to refinance the mortgage
Interested?
Together, we will find the right financing model for your property.
Why VP Bank?
We are a respected and renowned mortgage lender in the Liechtenstein/Switzerland region. We have achieved that reputation thanks to the combination of our flexibility and first-rate financing solutions.
